About the Hackathon
As a premier side event of AGS 2025, the Innovate X Hackathon invites students,
entrepreneurs, and tech visionaries to embark on a 3-day innovation sprint where groundbreaking
FinTech ideas come to life. With access to expert mentorship, immersive workshops, and strategic
funding opportunities, participants will be empowered to transform ideas into scalable business
ventures aligned with Saudi Arabia’s Vision 2030.
Objectives
Foster an entrepreneurial mindset across academic and professional communities.
Drive the creation of real-world FinTech solutions through cross-sector collaboration.
Empower participants with knowledge, tools, and resources to contribute to Saudi
Arabia’s financial sector growth.
Align innovation eLorts with national goals, including digital transformation and
financial inclusivity.
Outcomes
Final submissions will be evaluated by FinTech experts based on innovation, feasibility, market
potential, and impact. Top teams will earn entry into incubation programs powered by DTV,
accelerating their journey from concept to startup.
3-Day Agenda Overview
Day 1
KickoE & Ideation
- Opening Ceremony & Track Overview
- Keynotes on FinTech Trends in KSA
- Team Formation & Initial Pitches to Mentors
Day 2
Development & Mentorship
- Strategic Pitching Workshops
- Business Model Canvas & Technical Labs
- One-on-one Mentorship & Prototyping
Day 3
Final Presentations & Awards
- Team Pitches to Judges
- Awards & Recognition Ceremony
Hackathon Tracks & Challenges
1
Open Banking
Develop seamless, API-based financial services leveraging Saudi’s Open Banking
Framework.
2
Digital Payments 2.0 & Remittances
Design AI-powered BNPL systems and secure digital transaction platforms.
3
AI-Powered Financial Advisors
Build robo-advisors, finance management tools, and chatbots to enhance financial
literacy and inclusion.
4
SME Financing & PropTech
Innovate in SME financing, PropTech, and invoice-based funding tools.
5
InsurTech
Leverage AI and automation to streamline digital insurance and claims processing.
6
Cybersecurity & RegTech
Create fraud detection and AML tools to safeguard Saudi Arabia’s digital finance
landscape.
7
Social & Sustainable FinTech
Design ESG-compliant platforms supporting green finance, carbon trading, and
sustainability-first investments.
Who Should Join?
- Students & Recent Graduates
- FinTech Innovators & Developers
- Business Strategists
- Designers & Product Thinkers
- Investors & Incubators
Be Part of the FinTech Future
Join the Innovate X Hackathon and contribute to shaping Saudi Arabia’s digital financial frontier.
Whether you’re here to build, learn, or launch — this is your platform to innovate with purpose.
